Why order an appraisal from Browne Appraisal, Inc.?Let Browne Appraisal, Inc. help you sell your home quickly at the right price Year after year, thousands of people in Florida purchase, sell or refinance their home. Many of these transactions consist of a simple line item for an appraisal. The majority of lenders still need a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation systems that might appear less expensive than an appraisal. But is getting a mortgage the only reason to get an appraisal? Are there additional instances when the services of a certified, independent real estate professional could be helpful? You bet there are.
Let Browne Appraisal, Inc. help you dispute your tax assessment in Bay CountyIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Browne Appraisal, Inc. is your best evidence when building your case. At Browne Appraisal, Inc., we're qualified to assist you in disputing your tax assessment.
Removing PMI will lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that most lenders ask buyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. Very often, this additional payment is folded into the monthly mortgage payment and is quickly forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.
If you'd like to get rid of PMI, Browne Appraisal, Inc. can give you a statement regarding the value of your home. The cost of the appraisal can often be regained in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stressA divorce is often complicated by the strenuous decision of who maintains the home, and it can be a particularly heartbreaking event for both parties. Regardless of the circumstances, it's wise to get an appraisal from Browne Appraisal, Inc. so both parties are completely aware of the true market value of their home.
If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Settling an estate with peace of mindLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these matters. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.
Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they are based on our efforts to finish the appraisal.
We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.